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14 finance experts · one AI · every number calculated

AI Finance !
Your 24×7
AI CFO & Finance Team

1Ask or upload
2We calculate
3AI explains why
4AI drafts the fix
5You decide

Ask anything about money — or drop in your sales, expenses, invoices, cloud bill or portfolio. AI Finance does the maths exactly, explains what it means, and writes the plan, the reminder or the investor update.

🎙️ Rather talk? Speak to your AI CFO in Hindi, Kannada, Tamil…
₹$€£+
0 analyses done · 8 currencies · lakh & crore ready · calculators free
Your AI finance team

14 finance experts, one AI

Everything a finance department does — on money and numbers. Legal and tax-law questions go to Legalmify.

Start from a finance blueprint

One click to a real answer

Click a blueprint to fill the prompt — add your numbers and send. Every tool also has ✨ Try sample data.

→🧮Free calculatorsEMI, SIP, CAGR, NPV/IRR, break-even.Free →📐Unit economicsLTV:CAC, payback and burn multiple.Startup
What your AI Finance does

Finance work done, not just answers

An analyst, an accountant, a collections manager and a FinOps engineer — that never mis-adds a column.

🚀

Runway & unit economics

Put in cash, revenue, costs and customers. Get runway, burn multiple, LTV:CAC and payback — and what happens if you cut costs or grow faster.

Startup metrics · calculatedRunway: 14.2 months (Dec 2027)
LTV : CAC — 4.1 : 1 ✓
Burn multiple — 2.3× ⚠
Cut costs 20% → 23 months
☁️

Cloud bill, decoded

Upload your AWS, Azure, GCP or RunPod export. See spend by GPU, compute, storage and team; find idle machines and the cheapest fixes.

FinOps · ₹14.6 L this monthGPU
Compute
Storage
💰

Collections on autopilot

Upload unpaid invoices. Get the aging, a ranked list of whom to call first, and polite-but-firm email, WhatsApp and call scripts.

Receivables · ₹9.8 L outstanding🔴 90+ days: ₹1.85 L (Apollo Clinics)
🟠 31-60 days: ₹2.1 L
📞 Call first: Apollo Clinics, Zenith Retail
💬 WhatsApp reminder: ready
🚨

Spend & fraud radar

Duplicate bills, invoices split just under approval limits, unusual payments and Benford's law — the checks auditors run, in seconds.

Spend check · 14 payments🔴 Duplicate: SOS-881 paid twice
🟠 3 bills just under ₹50,000
🟠 ₹4.5 L outlier to one vendor
✅ Benford: acceptable
Why you can trust the numbers

🧮 Calculated, not guessed

AI chatbots are bad at arithmetic. So AI Finance never lets the AI add up your money: every total, variance, runway and aging bucket is calculated by code, exactly, and marked Calculated. The AI only explains the numbers and writes the plan.

1

Your data is read exactly

CSV, Excel, PDFs and photos of bills. Lakh, crore, K and M understood. Nothing is rounded away.

2

Code does the maths

Totals, month-on-month change, variances, aging, duplicates, Benford, forecasts, EMI and IRR.

🧮 Calculated
3

AI explains, using only those numbers

What changed, the likely reasons, and what to do — told to use the calculated figures as given.

🤖 AI analysis
4

Double-entry is checked

Every journal entry is checked to balance; every invoice is checked to add up. Mismatches are flagged.

5

You stay in charge

Ask follow-ups on any result, download in Word, and keep everything on your dashboard.

Talk to your AI CFO

Talk through your numbers. In your language.

For shop owners, clinic owners and founders who think out loud. Describe your business; AI Finance asks for the numbers it needs and works them out with you.

  • "Can I afford two more staff?" "Should I take this loan?" "Why is cash always short at month-end?"
  • Understands Hindi, Kannada, Tamil, Telugu, Malayalam, Marathi, Bengali, Gujarati, Punjabi and English
  • Says amounts in lakh and crore; interrupt it any time
हिन्दीಕನ್ನಡதமிழ்తెలుగుമലയാളംमराठीবাংলাEnglish
Your own voice AI CFO

Sign in and start talking — free to try.

🎙️ Sign in to talk
Who it is for

Built for everyone who runs on numbers

From a single shop to a finance team of fifty.

🏪Small businesses & clinics

Cash flow, pricing, collections and "where did the money go?" — without hiring a CFO.

Plan collections →
🚀Founders

Runway, unit economics, forecasts and investor updates that answer the hard questions.

Startup metrics →
🧾Finance & accounts teams

Journal entries, invoice reading, budget variance, spend checks and month-end analysis.

Budget vs actual →
☁️Engineering & AI teams

FinOps for AWS, Azure, GCP, Kubernetes and GPU clouds — find the idle GPUs.

Review cloud cost →
👨‍👩‍👧Families

EMI, SIP, retirement and portfolio checks — explained simply.

Free calculators →
Full feature list

24 AI-powered finance features

Everything a finance department does on numbers — available 24×7.

💬1. Ask AI CFOFormula, worked example, next steps
📊2. Analyze any tableCSV or Excel, any columns
📅3. Month-on-month trendsFound from your date column
🧩4. BreakdownsBy branch, product, team, region
❤️5. Financial health scoreWith drivers and actions
🚀6. Runway & burnFlat and with growth
📐7. Unit economicsLTV, CAC, payback, burn multiple
🔮8. What-if scenariosCut costs, grow faster, hire
📈9. ForecastsBase, best, worst and trend
🎯10. Budget vs actualVariance and reforecast
📑11. Reads bills & statementsPDF, Excel, photo
✅12. Totals checkedLine items + tax = total?
📒13. Journal entriesFrom plain words, always balanced
⚖️14. Trial balanceBuilt from the entries
💰15. Receivables aging0-30, 31-60, 61-90, 90+
📲16. Reminder scriptsEmail, WhatsApp and call
🔁17. Duplicate billsSame invoice, paid twice
✂️18. Split-approval checkJust under the limit
🔢19. Benford's law testAuditor-grade screening
☁️20. Cloud FinOpsAWS, Azure, GCP, GPU, RunPod
💹21. Portfolio checkAllocation and concentration
📝22. Board & investor updatesWord download
🧮23. 8 free calculatorsEMI, SIP, CAGR, NPV/IRR…
🎙️24. Voice CFOTalk it through in 10 languages
14finance roles covered
8currencies, lakh & crore
100%of numbers calculated by code
10languages, by text or voice
Why AI Finance

Not a chatbot that guesses your numbers

General AI chats are confident and often wrong with arithmetic. AI Finance is built only for money.

AI FinanceGeneral AI chatSpreadsheet
Every number calculated exactly✓Often wrong✓
Explains why, and what to do✓✓✗
Duplicate bill & Benford checks✓✗Manual
Receivables aging + reminder scripts✓✗Manual
Cloud & GPU cost breakdown✓✗Manual
Lakh / crore and Indian financial year✓SometimesManual
Talk to it in Hindi, Kannada, Tamil…✓✗✗
All your analyses saved on a dashboard✓✗✗
Two experts, no overlap

Numbers here. Law at Legalmify.

AI Finance handles money and numbers. Anything legal goes to its sister product, Legalmify — ask the wrong one and it sends you to the right one.

💹 AI Finance⚖️ Legalmify
How much GST is on this invoice? (the maths)Which GST rate and rules apply? (the law)
Cash flow, runway, budgets, forecastsCompany law, ROC filings, compliance calendar
Receivables aging and reminder messagesLegal notices and cheque-bounce cases
Journal entries, trial balance, invoicesContracts, agreements and their review
Portfolio allocation and SIP mathsSEBI, RBI, AML/KYC regulations
Fraud analytics on your numbersWhat to do legally if fraud happened

⚖️ Go to Legalmify

FAQ

Frequently asked questions

Can I trust the numbers?

Yes — that is the point of AI Finance. Totals, variances, runway, aging, duplicates and forecasts are calculated by code, exactly, and marked "Calculated". The AI only explains them. Check anything important against your books, as you would with any analyst.

What files can I upload?

CSV and Excel (.xlsx) for tables — exports from Tally, Zoho Books, QuickBooks, your bank, AWS, Azure, Google Cloud or RunPod all work. PDF, Word and phone photos for invoices, bills and statements.

Does it do tax or legal advice?

No. AI Finance does the money side. Tax law, GST rules, company law, contracts, regulations and compliance belong to Legalmify; if you ask AI Finance a legal question, it sends you there.

Is it investment advice?

No. The portfolio check and calculators are education and analysis — no stock tips. Speak to a registered adviser before you invest.

Is my financial data private?

Your work is visible only to your account, and you can delete any of it at any time.

How much does it cost?

Your first 5 analyses are free, and the calculators are always free. After that each action uses a few Brainmify credits — see Pricing.

Your finance team, 24×7

Your first 5 analyses are free. Ask a question, try the sample data — or just talk to it.

💹
Reading your question…