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🏛️ AI Yojana › All schemes › PM Vidyalaxmi (education loans)
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PM Vidyalaxmi (education loans)

Ministry of Education

What you get

Education loans without collateral or guarantor for students admitted to top-ranked institutions, with an interest subsidy for families earning up to ₹8 lakh a year.

Who can get it

Students admitted to a quality higher-education institution (by NIRF ranking).

Keep these ready

  • Admission letter
  • Fee structure
  • Income certificate
  • Aadhaar
  • PAN

How to apply

On the PM-Vidyalaxmi portal, which sends your application to banks.

Official site ↗

Do I qualify?

Answer a few questions to see this and every other scheme you can get.

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Applying is free. Rules and amounts can change: the official site has the final word. AI Yojana is not a government website.